Research Paper on "Transitioning Youth"

Research Paper 5 pages (1240 words) Sources: 5

[EXCERPT] . . . .

Transitioning Youth

Foster care children are much more likely to become homeless and dependent on government programs once they have aged out of the system. This disturbing trend has been linked to the reality that foster care children lack education, job experience, and basic financial literacy at the time of exiting the program. Many states are attempting to make changes to this problem, but some steps are proving more effective than others. This research paper discusses the common trends found to improve the overall outcome of an exiting foster care child.

Two thirds of high school students have no financial literacy skills (Ferrell, 2004). In fact, there are many who will not even have completed a high school job prior to turning 18 years of age. Most high school students are able to fall back on the support and guidance of family during their first few years of independence. This is not the case for foster care children who age out of the system. Up until 1999, foster care children who aged out of the system received little to no preparation for life outside of their home. Being dismissed from their foster care home, some did not even have family that they could connect with and seek assistance. The result was homelessness, trouble with the law, and often tragedy. This trend is reversing thanks to the efforts of states to educate foster care children, but there is still more work to be done. The research study will review five reports from recent years that have determined necessary factors to ensure financial literacy and independence among foster care children.

Methods

The purpose of this research study is to examine the existing data on aged out foster children financial education and competency. For this portion of the study, research was conducted through various search engines and articles located within the field of study. The findings of this research suggest that the youth's education of finances and basic life skills is severely limited to the point of being detrimental to providing an adequate life outside of the foster care system.

Aging Out of Foster Care

The article Aging Out of Foster Care, written by Melinda Atkinson, reviews the current United States policy for transitioning youth out of the system. The question posed in this review is whether the current system is sufficient in allowing youth the ability to care for themselves, or whether their life-preparedness education is lacking to a point that they are unable to function on their own.

According to her study, youth who age out of the system typically are not only unprepared for life, but their outcomes are so extreme that they remain dependent on the state for life. In her study, she states that, "Youths who 'age out' are more likely than their peers to suffer from homelessness, be involved in criminal activity, be uneducated, be unemployed, experience poverty, and lack proper healthcare." Most youth exiting the system are unable to even secure housing and 1% of the general population of those aging out will experience homelessness for at least one night per year. Additionally, 40% of those in homeless shelters are from the foster care system. On average, youth exit the foster care program with less than $250, which is not enough to meet even the most basic needs.

The lack of common financial sense seems to stem from a lack of education. According to her research, half of the children in foster care will leave the program without a high school diploma. The public school system consistently offers its students a solid financial education. However, when the students fail to complete their education, they are missing this valuable information.

Aging Out of the Foster Care System:… READ MORE

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