Term Paper on "Finally, it Is Asked if the Conclusions"

Term Paper 4 pages (1145 words) Sources: 4

[EXCERPT] . . . .

Finally, it is asked if the conclusions drawn in the article are warranted. The article chosen was the Schellenberg and Silver about retirement preferences and experiences as juxtaposed against real-world experience.

Questions Answered

The research is indeed applicable even if the conclusions drawn are not terribly complex or illuminating. Basically, it's a survey of post-retirement experiences of people in Canada as compared to what they want to do, what they prefer to do and the obstacles that present themselves with all of the above such as reduction in pension benefits and other limitations that make working for income counter-productive or even outright hurtful to a person's income and standing (Schellenberg & Silver, 2004).

One major limitation to applicability to the research is that it happened a decade ago and the starting point of the time horizon used was 1992. A whole lot has happened since then including the terrorist attacks in the United States in 2001, the ensuing economic recession that happened in many corners of the world just after that, the even bigger recession that occurred from 2007 to 2009 and that many corners of the world are still suffering or at least lagging from and so forth. Things like economic crashes, stock market crashes, and fundamental changes in the overall landscape of the economy, the availability of jobs and so forth has literally changed everything to some manner or degree (Schellenberg & Silver, 2004).

Another factor that has aggravated since 2002 (the end point of the study), let alone 1992 (the starting point of the study) is the financial solvency of pensions, both public and private…public in particular, over the last two decades. This study and its associated surveys would have to be entirely redone in a post-Great Recession and global economic crisis world to see if anything major has changed and the answer to that question will most certainly be a "yes"…it's just a matter of what exactly is in play and what is not (Schellenberg & Silver, 2004).

As far as how generalizable the research is, the answer to that question is much the same as the answer to the last question. While it very well may have stood the test of time in the late 1990's and perhaps the early 2000's, the economic and social travails (let alone the wars and terrorist attacks that have struck quite close to Canada in one or more ways), it really couldn't be generalized to any time period outside of 1992 to 2002, the time window for the study. The world-wide events of 2001 and 2007-2009 alone prove that to be the case (Schellenberg & Silver, 2004).

Despite the reservations above, the conclusions drawn are fairly solid and can probably be applied at least in part to the modern day but some shifting may be needed. For example, the verbiage about people being ready (or not ready) to withdraw from the workforce, the presence of a solid pension and whether/when a person is at the top of their earnings capacity are all valid questions that are still present even today (Schellenberg & Silver, 2004).

However, as noted above, a whole heck of a lot has happened since 2001 and that was the year before the end of the study and a lot of fallout, shifting and changing in opinions and work habits have changed. For example, the author of this report knows from news reports that a lot of… READ MORE

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