Essay on "Experienced a Significant Increase"

Essay 6 pages (2164 words) Sources: 4

[EXCERPT] . . . .

Another difference between private insurance and government insurance is that the cost of insurance keeps mounting making insurance even more intimidating for those who can barely afford it. Third party payers (such as Medicare and Medicaid) do little to hold down the costs, and new technology and prescription drugs as well as labor costs just increase it.

Private insurance too focuses more readily on prevention than doe's public insurance (such as Medicaid) which focuses on sickness and therefore has less of a salutary effect.

4. Analyze the evolution of the promotion of health and disease prevention in the U.S. And identify the point at which a clear shift in the thinking in the dominant culture occurred resulting in the greatest impact on the health care insurance system in the U.S.

Health promotion as a whole is defined as the best way to promote health of the patient, be that by preventing disease from occurring, by impeding the illness in its beginning stages, or by reducing pain and helping the patient feel comfortable.

Critics contend that the government is spending too much one health care costs. America, they say, should focus more on prevention rather than treatment, of consumer-driven health plans, and of greater reliance on alternative treatment. Greater onus, conservatives, says should be placed on individual responsibility. To that end, the U.S. Preventive Services Task Force (USPSTF/Task Force) was established in 1984 and since then the healthcare environment in the U.S. has shifted to greater emphasis on prevention rather than on illness. Delivery of clinical preventive services such as immunizations, mammograms,
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and cholesterol screening has become more common over the last two decades, whilst 90% of employers have to include well-child visits, childhood immunizations, screening tests, and adult physical examinations among covered health benefits compare to less than half of those who did so before 1988. Also too health plans and clinicians are being held more accountable for the quality of their preventative care. (Woolf SH and Atkins D. 2001).

Less than 3% of the insurance budget, is however, dedicated to prevention (Kemp, 2012) and the nation still remains focused on costly treatment as opposed to prevention. The debate is however increasing particularly with the rising costs of insurance and the increase of the elderly age population. Some government legislation too tries to put pressure on health insurance to provide preventive measures such as the PPACA that attempts to address public health issues, such as mandating that all insurance policies provide coverage without copayments for a range of preventive services and screenings. The PPACA was set up by the Preventive Services Task Force, whose duties

Range from developing topic areas and recommendations to assisting the federal government in improving integration of health objectives into targeted settings. In addition, the legislation creates some direct services, such as grants to fund public school-based health centers serving large populations of children who are covered by state Medicaid or Social Security programs. (Kemp CB. 2012; 120151.)

The rapid growth of health care expenditures is putting the onus on reliving some of that cost by emphasizing preventative measures. Government insurance still lags behind private insurance in provision of this, but improvement seems to be on the horizon.

Sources

Forbes. (2012)The U.S. Does Not Have A Debt Problem ... It Has A Health Care Cost Problem http://www.forbes.com/sites/toddhixon/2012/02/09/the-u-s-does-not-have-a-debt-problem-it-has-a-health-care-cost-problem/

Focus on Health Reform

http://www.kff.org/healthreform/upload/housebill_final.pdf

Joan & Bartlett, (2012) A Distinctive System of Health Care Delivery www.jblearning.com/samples/076374512X/Shi4e_CH01.pdf

Hood J, (2010 ) How to fix Medicaid. National Affairs. Jun; (4): 127 -- 42.

Kemp CB (2012) . Public Health in the Age of Health Care Reform. Prev Chronic Dis;9:120151.

Manhattan Institute (2012) The Medicaid Mess: How Obamacare Makes It Worse http://www.manhattan-institute.org/html/ir_8.htm

NFIB. The Top 15 Reasons the "Affordable Health Care for America Act" (H.R. 3962) Increases Costs, Limits Choices and Kills Competition

http://www.nfib.com/advocacy/item?cmsid=50151

Woolf SH & Atkins D. (2001) The evolving role of prevention in health care: Contributions of the U.S. Preventive Services… READ MORE

Quoted Instructions for "Experienced a Significant Increase" Assignment:

Health Care Costs

The U.S. has experienced a significant increase in the cost of health care. In 2004, 16% of the Gross Domestic Product (GDP) was spent on health care. In 2010, President Obama signed the “Affordable Health Care for America Act (HR 3962)” that has been a topic of heated debate since discussions began decades ago. Health care funding and design has been a major issue for U.S.

Write an eight to ten (8-10) page paper that addresses the following directives below.

1. Provide a discussion that demonstrates you have an understanding of the impact the cost of health care has on the economy. Be sure to discuss the Gross Domestic Product (GDP).

2. Health care legislation impacts an array of factors such as quality of health care, insurance coverage, the free market, etc. Select two to three (2-3) areas impacted by health care legislation such as HR 3962, and provide an argument in support of the health care act and two arguments that are in opposition to such a health care act.

3. Compare the three (3) main types of health insurance in the U.S. and assess the solvency of each. Make a prediction regarding the longevity of each type over the next 30 years.

4. Debate whether or not private health insurance violates the standard principles of insurance.

5. Analyze the evolution of the promotion of health and disease prevention in the U.S. and identify the point at which a clear shift in the thinking in the dominant culture occurred resulting in the greatest impact on the health care insurance system in the U.S.

6. Use at least four (4) quality academic resources in this assignment. Note: Wikipedia and other Websites do not quality as academic resources.

Your assignment must follow these formatting requirements: • Be typed, double spaced, using Times New Roman font (size 12), with one-inch margins on all sides; references must follow APA

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