Essay on "Affordable Care Act of 2010"

Essay 6 pages (2080 words) Sources: 4 Style: APA

[EXCERPT] . . . .

Although today Romney shies away from discussing that healthcare legislation -- he wants to appeal to the Tea Party and to conservatives by opposing Obama's plan, which is nearly identical to the one he got passed in Massachusetts -- the fact is the Massachusetts health plan -- passed by a Republican governor in cooperation with a Democratic state legislature -- is still in place in that state and it is very effective, according to objective news reports.

Gruber (National Tax Journal) reports that in fact there has been "…a dramatic expansion of health insurance coverage" in Massachusetts. One survey shows that there had been a "60% decline in the uninsured since 2006"; but in contrast, during that time the national population that was uninsured rose by 6% (Gruber, 898). Another survey (this one by Massachusetts' Division of Health Care Finance and Policy) showed a decline of 70% in the uninsured in Massachusetts (Gruber, 898).

Avik Roy writes in Forbes that the idea of mandating that everyone have health insurance was promoted in 1989 by Stuart Butler of the conservative Heritage Foundation. Butler's plan was called, "Assuring Affordable Health Care for All Americans" and it justified the idea of everyone being required to have health insurance based on the fact that laws require people to wear seatbelts and require "…anybody driving a car to have liability insurance" (Roy, 2012).

Noting that people are required to have auto insurance, Butler pointed to the irony that "…neither the federal government nor any state requires all households to protect themselves from the potentially catastrophic costs of a serious accident or illness" (R
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oy, p. 3). The difference is that when a man crashes his new Porsche (but has no insurance), society may "commiserate" but society has no obligation to fix his crashed car, Roy continues, referencing Butler.

On the other hand, when a man is "struck down by a heart attack in the street, Americans will care for him whether or not he has insurance," Butler wrote in 1989 (Roy, p. 3). If it turns out the heart attack victim had spent money foolishly on, say, gambling in Las Vegas -- instead of health insurance -- taxpayers are justified in being upset at such squandering of resources but nevertheless taxpayers will ultimately pick up the tab for his hospitalization (Roy, p. 3).

In conclusion, the component of the Affordable Care Act that has the most potentially positive outcome is the expansion of insurance to millions more than are currently now insured. This paper has presented the several aspects of the ACA that point to a growing number of people potentially becoming insured through the legislation. This paper also covered the origins of the idea for an individual mandate to require all adult citizens to be insured, which, while controversial in some quarters -- apparently including the Supreme Court -- that mandate is the key to assuring that the maximum number of Americans do have insurance.

Works Cited

Gorin, Stephen H. (2011). The Affordable Care Act: Background and analysis. Health & Social

Work, 36(3), 83-85.

Gruber, Jonathan. (2011). The Impacts of the Affordable Care Act: How Reasonable are the Projections? National Tax Journal, 64(3), 893-908.

Knowledge @ Wharton. (2011). Mark Pauly on the Individual Mandate. Retrieved June, 2012,

from http://knowledge.wharton.upenn.edu/papers/download/041112_Pauly.pdf.

Jacobs, Lawrence R. (2011). America's Critical Juncture: The Affordable Care Act and… READ MORE

Quoted Instructions for "Affordable Care Act of 2010" Assignment:

Choose a policy or mandate of the Patient Protection and Affordable Care Act of 2010. Write a 1400-1750 word paper that follows that policy or mandate from inception to implementation. Include the following: 1) Description of the process of how it was developed, who was involved in the development, and their respective roles in development. 2) Analysis of the policy's or mandate's impact on health care delivery, and consumers.

Please DO NOT use Wikepedia as a resource! Please use scholarly based resources only.

How to Reference "Affordable Care Act of 2010" Essay in a Bibliography

Affordable Care Act of 2010.” A1-TermPaper.com, 2012, https://www.a1-termpaper.com/topics/essay/affordable-care-act-2010-brief-history/1726811. Accessed 1 Jul 2024.

Affordable Care Act of 2010 (2012). Retrieved from https://www.a1-termpaper.com/topics/essay/affordable-care-act-2010-brief-history/1726811
A1-TermPaper.com. (2012). Affordable Care Act of 2010. [online] Available at: https://www.a1-termpaper.com/topics/essay/affordable-care-act-2010-brief-history/1726811 [Accessed 1 Jul, 2024].
”Affordable Care Act of 2010” 2012. A1-TermPaper.com. https://www.a1-termpaper.com/topics/essay/affordable-care-act-2010-brief-history/1726811.
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[1] ”Affordable Care Act of 2010”, A1-TermPaper.com, 2012. [Online]. Available: https://www.a1-termpaper.com/topics/essay/affordable-care-act-2010-brief-history/1726811. [Accessed: 1-Jul-2024].
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1. Affordable Care Act of 2010. A1-TermPaper.com. https://www.a1-termpaper.com/topics/essay/affordable-care-act-2010-brief-history/1726811. Published 2012. Accessed July 1, 2024.

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